:root{--kertas:#fefcf7;--tinta:#1f2937;--zamrud:#047857;--zamrud-tua:#065f46;--emas:#ca8a04;--emas-muda:#fef3c7;--panel:#ecfdf5;--garis:#d9d4c7;--redup:#4b5563;--sudut:12px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--kertas);color:var(--tinta);font:17px/1.7 "Hanken Grotesk",system-ui,-apple-system,"Segoe UI",sans-serif;overflow-wrap:break-word}
img{max-width:100%;height:auto;display:block}
a{color:var(--zamrud-tua);text-underline-offset:3px}
a:hover{color:var(--emas)}
h1,h2,h3{font-family:Gloock,Georgia,serif;font-weight:400;line-height:1.25;color:#111827}
h1{font-size:clamp(1.8rem,5.4vw,2.7rem);margin:.3em 0 .4em}
h2{font-size:clamp(1.35rem,3.6vw,1.8rem);margin:2em 0 .6em}
h3{font-size:1.2rem;margin:1.6em 0 .4em}
.snr-lompat{position:absolute;left:-999px;top:0;background:var(--zamrud);color:#fff;padding:10px 14px;border-radius:0 0 var(--sudut) 0}
.snr-lompat:focus{left:0;z-index:9}
.snr-wadah{width:min(1120px,100% - 32px);margin-inline:auto}
.snr-top{border-bottom:1px solid var(--garis);background:#fffdf8}
.snr-top .snr-wadah{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 24px;padding:12px 0}
.snr-merek{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--tinta);min-height:44px}
.snr-merek svg{width:38px;height:38px;flex:none}
.snr-merek b{font-family:Gloock,Georgia,serif;font-weight:400;font-size:1.45rem;letter-spacing:.01em}
.snr-merek b i{font-style:normal;color:var(--zamrud)}
.snr-nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px}
.snr-nav a{display:inline-flex;align-items:center;min-height:36px;padding:4px 12px;border-radius:999px;text-decoration:none;color:var(--tinta);font-size:.95rem;font-weight:500;border:1px solid transparent}
.snr-nav a:hover,.snr-nav a[aria-current]{border-color:var(--zamrud);color:var(--zamrud-tua);background:var(--panel)}
.snr-jejak{font-size:.9rem;color:var(--redup);margin:18px 0 0}
.snr-jejak ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:4px}
.snr-jejak li+li::before{content:"›";margin-right:6px;color:var(--emas)}
.snr-isi{padding-bottom:48px}
.snr-kolom{display:grid;grid-template-columns:minmax(0,1fr);gap:40px}
@media(min-width:960px){.snr-kolom{grid-template-columns:minmax(0,1fr) 290px}}
.snr-lead{font-size:1.12rem;color:#374151;max-width:62ch}
.snr-meta{font-size:.88rem;color:var(--redup)}
/* neraca dua sisi */
.snr-neraca{position:relative;display:grid;grid-template-columns:1fr;gap:0;margin:22px 0 28px;border:1px solid var(--garis);border-radius:var(--sudut);overflow:hidden;background:#fff}
@media(min-width:720px){.snr-neraca{grid-template-columns:1fr 64px 1fr}}
.snr-sisi{padding:18px 20px}
.snr-sisi p.snr-judul-sisi{margin:0 0 6px;font-weight:700;font-size:.82rem;letter-spacing:.08em;text-transform:uppercase}
.snr-sisi ul{margin:0;padding-left:1.1em}
.snr-sisi li{margin:.25em 0;font-size:.97rem}
.snr-cari{background:var(--panel)}
.snr-cari .snr-judul-sisi{color:var(--zamrud-tua)}
.snr-awas{background:#fffbeb}
.snr-awas .snr-judul-sisi{color:#92400e}
.snr-poros{display:none;align-items:center;justify-content:center;background:linear-gradient(90deg,var(--panel),#fffbeb)}
.snr-poros svg{width:44px;height:44px}
@media(min-width:720px){.snr-poros{display:flex}}
/* gambar */
.snr-fig{margin:26px 0}
.snr-fig img{border-radius:var(--sudut);width:100%}
.snr-fig figcaption{font-size:.86rem;color:var(--redup);margin-top:6px}
/* prosa */
.snr-prosa{max-width:70ch}
.snr-prosa h2{padding-top:.2em;border-top:3px solid var(--emas);display:inline-block;padding-right:.3em}
.snr-prosa ul,.snr-prosa ol{padding-left:1.25em}
.snr-prosa li{margin:.35em 0}
.snr-gulir{overflow-x:auto;margin:18px 0;border:1px solid var(--garis);border-radius:var(--sudut);background:#fff}
.snr-tbl{border-collapse:collapse;width:100%;min-width:480px;font-size:.95rem}
.snr-tbl caption{text-align:left;padding:10px 14px;font-size:.88rem;color:var(--redup);caption-side:bottom}
.snr-tbl th,.snr-tbl td{padding:10px 14px;text-align:left;vertical-align:top;border-bottom:1px solid #eee7d8}
.snr-tbl thead th{background:var(--panel);color:var(--zamrud-tua);font-weight:700;font-size:.9rem}
.snr-tbl td.snr-angka,.snr-tbl th.snr-angka{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.snr-label-ilus{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#92400e;background:var(--emas-muda);border-radius:6px;padding:1px 8px;margin-bottom:6px}
.snr-hitung{background:#fff;border-left:4px solid var(--emas);border-radius:0 var(--sudut) var(--sudut) 0;padding:14px 18px;margin:20px 0}
.snr-hitung p{margin:.4em 0}
.snr-cek{list-style:none;padding-left:0!important}
.snr-cek li{position:relative;padding-left:30px}
.snr-cek li::before{content:"";position:absolute;left:0;top:.45em;width:18px;height:18px;border-radius:5px;border:2px solid var(--zamrud);background:var(--panel)}
/* FAQ */
.snr-tanya{margin:14px 0}
.snr-tanya dt{font-weight:700;margin-top:16px}
.snr-tanya dd{margin:4px 0 0;padding-left:14px;border-left:2px solid var(--panel)}
/* peringatan risiko */
.snr-ingat{margin:34px 0 0;padding:16px 20px;border-radius:var(--sudut);background:#fffbeb;border:1px solid #f5d98b;font-size:.95rem}
.snr-ingat p{margin:.3em 0}
.snr-ingat strong{color:#92400e}
/* samping */
.snr-samping{align-self:start}
.snr-kartu{background:#fff;border:1px solid var(--garis);border-radius:var(--sudut);padding:18px}
.snr-kartu p.snr-kartu-judul{font-family:Gloock,Georgia,serif;font-size:1.15rem;margin:0 0 8px}
.snr-kartu ul{list-style:none;margin:0;padding:0}
.snr-kartu li a{display:flex;align-items:center;min-height:40px;border-bottom:1px dashed var(--garis);text-decoration:none;font-size:.95rem}
.snr-kartu li:last-child a{border-bottom:0}
/* tautan lanjut */
.snr-lanjut{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px;margin:18px 0;padding:0;list-style:none}
.snr-lanjut a{display:block;min-height:44px;padding:12px 16px;border-radius:var(--sudut);background:var(--panel);text-decoration:none;font-weight:600}
.snr-lanjut a span{display:block;font-weight:400;font-size:.88rem;color:var(--redup)}
/* tombol */
.snr-tombol{display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:8px 18px;border-radius:var(--sudut);background:var(--zamrud);color:#fff;border:0;font:600 .95rem "Hanken Grotesk",sans-serif;cursor:pointer;text-decoration:none}
.snr-tombol:hover{background:var(--zamrud-tua);color:#fff}
.snr-tombol[aria-pressed="false"]{background:#fff;color:var(--zamrud-tua);box-shadow:inset 0 0 0 1.5px var(--zamrud)}
/* beranda */
.snr-sampul{display:grid;grid-template-columns:1fr;gap:26px;align-items:center;padding:30px 0 10px}
@media(min-width:880px){.snr-sampul{grid-template-columns:1.1fr .9fr}}
.snr-sampul .snr-fig{margin:0}
.snr-cap{display:inline-block;font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--emas);font-weight:700}
.snr-matriks-wrap{margin:14px 0 8px}
.snr-urut{display:flex;flex-wrap:wrap;gap:8px;margin:10px 0 16px}
.snr-matriks{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.snr-baris{display:grid;grid-template-columns:1fr;gap:10px;background:#fff;border:1px solid var(--garis);border-radius:var(--sudut);padding:14px 16px}
@media(min-width:760px){.snr-baris{grid-template-columns:1.3fr repeat(3,1fr);align-items:center}}
.snr-baris-kepala{display:none}
@media(min-width:760px){.snr-baris-kepala{display:grid;background:transparent;border:0;padding:0 16px;font-size:.82rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--redup)}}
.snr-instr p{margin:0}
.snr-instr p.snr-nama{font-family:Gloock,Georgia,serif;font-size:1.15rem}
.snr-instr p.snr-cat{font-size:.9rem;color:var(--redup)}
.snr-sel{display:flex;align-items:center;gap:10px}
.snr-sel svg{width:46px;height:34px;flex:none}
.snr-sel span{font-size:.92rem}
.snr-sel span small{display:block;font-size:.78rem;color:var(--redup)}
@media(min-width:760px){.snr-sel span small{display:none}}
.snr-baris-forex{border-color:#f5d98b;background:#fffdf5}
.snr-tangga{counter-reset:tg;list-style:none;padding:0;margin:18px 0;display:grid;gap:14px}
@media(min-width:760px){.snr-tangga{grid-template-columns:repeat(3,1fr)}}
.snr-tangga li{counter-increment:tg;background:var(--panel);border-radius:var(--sudut);padding:18px}
.snr-tangga li::before{content:counter(tg);display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--emas);color:#fff;font-weight:700;margin-bottom:8px}
.snr-tangga p{margin:.3em 0}
.snr-rak{display:grid;gap:18px;margin:12px 0}
@media(min-width:760px){.snr-rak{grid-template-columns:repeat(3,1fr)}}
.snr-rak section{border-top:4px solid var(--zamrud);padding-top:10px}
.snr-rak ul{list-style:none;padding:0;margin:0}
.snr-rak li a{display:block;min-height:40px;padding:8px 0;text-decoration:none;border-bottom:1px dashed var(--garis)}
.snr-duaan{display:grid;gap:22px;align-items:center}
@media(min-width:820px){.snr-duaan{grid-template-columns:.9fr 1.1fr}}
/* kaki */
.snr-kaki{background:#0b3b2e;color:#e7f5ee;padding:36px 0 24px;margin-top:30px;font-size:.95rem}
.snr-kaki a{color:#fde68a}
.snr-kaki h2{color:#fff;font-size:1.15rem;margin:0 0 8px}
.snr-kaki-grid{display:grid;gap:24px}
@media(min-width:760px){.snr-kaki-grid{grid-template-columns:1.4fr 1fr 1fr}}
.snr-kaki ul{list-style:none;margin:0;padding:0}
.snr-kaki li a{display:inline-flex;align-items:center;min-height:32px}
.snr-kaki p.snr-kecil{font-size:.86rem;color:#b9d8c9;margin-top:22px;border-top:1px solid #1f5a47;padding-top:14px}
.snr-404{text-align:center;padding:60px 0}